Medicare Supplement Plans in Altoona
Medicare supplement policies, also known as Medigap, are a type of health insurance policy that covers costs not covered by Original Medicare. As a private insurance company, Cross Insurance Agency sells Medicare supplements to increase your Medicare coverage.
Navigating the complex terrain of Medicare and Medigap can be a daunting task. To help out our Altoona clients, we’ve put together a short and very simplified guide. Although this is designed to give you a basic idea of what you need to know, your best bet is to contact Cross Insurance Agency and speak to one of our representatives directly. Our courteous and knowledgeable staff are well prepared to guide you through the process of choosing the right Medicare supplement package.Contact us today!
What are Medicare Supplement (or Medigap) Plans?
Medigap plans are designed to supplement your Original Medicare plan. They cover things that are not covered, such as:
- Healthcare for foreign travel
Medigap is not a separate policy. Instead, your Medicare policy covers the costs of specific health care benefits up to the approved amount. Rather than you having to pay the extra costs, your Medigap policy will pay the other share.
Who is Eligible for Medigap?
Only people who are already covered by Medicare Part A and Medicare Part B are eligible for Medigap. Part A is designed to help pay for hospital services, and Part B helps to pay for doctors visits and services. Medigap plans are designed to cover one individual. This means that if you and your spouse both want Medigap coverage, you will both need separate plans.
If you already have Medicare Advantage, you won’t be eligible for a Medicare supplement policy. If you decide you want a Medicare supplement, make sure you leave Medicare Advantage before your Medicare supplement begins.
If you have a Medicare Medical Savings Account Plan, it’s not possible to buy a Medigap policy. In fact, it’s illegal for insurance companies to sell Medigap plans for people who have a Medicare Savings Account Plan.
Who Can Sell Medicare Supplement Policies in Altoona?
As a private health insurance company, Cross Insurance Agency can sell you a Medicare supplement policy that will suit your needs. Our experienced representatives will break down your plan in detail. We’ll make it easy to understand so that when you leave, you’ll know exactly what you’re spending your money on.
Being one of the major private health insurance providers in Altoona, we know how complicated Medicare can seem. To the average person, finding the right plan can be overwhelming. Even people who try to inform themselves about their options can end up frustrated after looking around online. Not only is the language very confusing, but the different kinds of coverage can be challenging to understand.
Don’t worry--you’re not alone! Just come in for a consultation, and we’ll sort everything out in person. We put transparency, integrity, and honesty above all else.
So if you have any questions about coverage before or after you purchase a Medicare supplement policy, just ask! We’re here to help.
We also service the following areas:
Blair County, Pennsylvania
Altoona | Duncansville | Hollidaysburg | Tyrone | Roaring Spring | Claysburg | Foot of Ten, Pennsylvania | East Freedom, Pennsylvania | Bellwood | Martinsburg | Williamsburg | Grazierville, Pennsylvania | Newry | Tipton< /br>< /br>
Cambria County, Pennsylvania
Johnstown | Ebensburg | Northern Cambria | Colver | Cresson | Nanty Glo | Dunlo, Pennsylvania | Lilly | Gallitzin | Southmont | Carrolltown | Patton | Sidman | Daisytown | Revloc, Pennsylvania | Spring Hill | Summerhill | Ferndale | Hastings | Ashville | Vintondale | East Conemaugh | Chest Springs | Scalp Level | Lorain | South Fork | Blandburg, Pennsylvania | Dale | Beaverdale | Sankertown | Wilmore | Ehrenfeld | Elim | Mineral Point, Pennsylvania | Vinco | Salix-Beauty Line Park | Cassandra | Loretto | Westmont | Portage
Bedford County, Pennsylvania
Bedford | Everett | Saxton | Manns Choice | Schellsburg | Hopewell | Hyndman | Rainsburg | New Paris | Stonerstown, Pennsylvania | Woodbury | Defiance | Coaldale | St. Clairsville